Crypto payment infrastructure
Everything required to move digital money safely — chain monitoring, address derivation, confirmations, pricing, a double-entry ledger, hardware-backed signing, compliance screening, and settlement — delivered as a service instead of a multi-quarter build.
What "payment infrastructure" really includes
The visible part of accepting crypto is a checkout. The hard part is everything behind it.
Under a single API, Payzuno runs the machinery a payments team would otherwise build and operate:
- Chain monitoring across multiple networks, with reorg handling and confirmation tracking.
- Deterministic address derivation — a unique deposit address per invoice.
- A double-entry ledger that reconciles every credit, fee, sweep and payout.
- HSM/KMS signing — private keys never live on application servers, and every transfer is policy-checked before signing.
- Fail-closed KYT screening and a hash-chained audit trail.
- Settlement and sweeps that move funds to your wallet while accounting for network gas.
Why build on it instead of from scratch
Building this in-house means hiring blockchain, security, and compliance engineers to write and then operate node infrastructure, key management, ledgering, and monitoring — indefinitely. A single mistake in key handling or confirmation logic is a direct financial loss. Payzuno turns that program into configuration.
Operable and observable
The ledger and audit trail mean money movement is always explainable, and confirmations are tracked to amount-scaled thresholds so small and large payments get proportionate certainty. Deposit detection can be driven by efficient chain polling or by push webhooks from a node provider, with polling as the backstop.
One API, many rails
Because assets and chains are configured per deployment, the same infrastructure serves ETH and ERC-20 stablecoins today and extends to additional tokens and chains without a re-integration. Explore the payment API and documentation.
Frequently asked questions
What does Payzuno’s payment infrastructure include?
Multi-chain monitoring with reorg handling, per-invoice address derivation, confirmation tracking, median-of-four pricing, a double-entry ledger, HSM/KMS signing with policy limits, fail-closed KYT screening, a hash-chained audit trail, and settlement to your wallet.
Why not build crypto payments in-house?
Doing it well means building and permanently operating node infrastructure, key management, ledgering, monitoring, and compliance — where a single error is a direct financial loss. Payzuno turns that into configuration.
Where are private keys kept?
In dedicated key hardware (HSM/KMS), never on application servers, and every outbound transfer is checked against policy limits before it can be signed.
How is money movement reconciled?
A double-entry ledger records every credit, fee, sweep and payout, and administrative actions are written to a hash-chained audit trail, so every movement is explainable and tamper-evident.
Can it support new tokens and chains?
Yes. Assets and chains are configured per deployment, so additional ERC-20 tokens and networks can be added without re-integrating.
Related
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