Stablecoin payments
Stablecoins give you crypto’s settlement — final, cross-border, weekend-proof — without the price swings. Accept USDT and USDC, keep your balance dollar-denominated, and settle to a wallet you control.
Why merchants prefer stablecoins
A dollar-pegged token behaves like the money on your invoice, not like a speculative asset.
When a customer pays in USDC or USDT, the amount you receive stays close to the dollar value you quoted, so there is no exposure to overnight volatility between payment and settlement. You get the operational benefits of crypto rails — no chargebacks, no rolling reserve, same-day settlement — while your books stay in dollars.
What you can accept
- USDC and USDT on Ethereum mainnet.
- USDC on Polygon, where fees are low and confirmations are fast.
- Any additional ERC-20 stablecoin enabled per deployment with its contract address.
Invoices are priced in fiat and paid in the stablecoin you enable, and the checkout shows the exact token, amount, and network.
Accurate pricing, even for a peg
Even stablecoins are priced from the median of four independent market feeds rather than assumed to be exactly one dollar, and if the feeds disagree beyond tolerance Payzuno declines to quote rather than risk a wrong number. That discipline matters at volume.
Settlement and payouts
Your stablecoin balance settles to your own wallet on your schedule, and you can pay out stablecoins on-chain to customers or suppliers. See merchant payments and global settlements.
Frequently asked questions
Which stablecoins can I accept?
USDC and USDT on Ethereum mainnet, and USDC on Polygon. Any additional ERC-20 stablecoin can be enabled per deployment with its contract address.
Do stablecoins remove crypto volatility?
Largely, yes. A dollar-pegged token stays close to the fiat value you quoted, so there is minimal exposure between payment and settlement while you keep crypto’s settlement benefits.
Are stablecoins priced as exactly one dollar?
No. They are priced from the median of four independent market feeds, and if the feeds disagree beyond tolerance Payzuno declines to quote rather than assume a value.
Can I keep a dollar-denominated balance?
Yes. Accepting stablecoins keeps your balance dollar-denominated until you choose to settle it to your wallet.
Can customers without crypto still pay in stablecoins?
Yes, via card-to-crypto: they pay by card or a local method like UPI and a regulated on-ramp forwards a stablecoin to your deposit address.
Related
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